San Diego Hard Money Lenders

Privacy Policy

This notice explains how Lead Skills, LLC collects, uses, shares, and protects information submitted through this lead-generation service.

Introduction

This website, sandiegohardmoneylenders.com, is operated by Lead Skills, LLC ("we," "us," or "our"). We operate this site as a hard money lead-generation service that connects borrowers with participating hard money lenders who may be able to provide financing. We are not a lender. We do not make loans, extend credit, take loan applications, issue loan commitments, or set rates or terms. Because we collect nonpublic personal financial information in connection with financing inquiries, our handling of that information is governed by the Gramm-Leach-Bliley Act (GLBA) and its implementing regulations, including the FTC Safeguards Rule and the Privacy of Consumer Financial Information Rule. This notice describes our practices.

Information We Collect

We collect the following categories of information when you use this site or submit an inquiry:

  • Identifiers: name, email address, phone number, postal address, and any identifiers you provide when contacting us.
  • Property and investment information: property address, property type, project scope, intended use of funds, desired loan amount, timeline, and similar details about the transaction you are seeking financing for.
  • Financial information: information you provide about your financing need, credit situation, experience, entity structure, and related nonpublic personal financial information.
  • Usage data: device information, IP address, browser type, pages viewed, referring URLs, and similar analytics data collected through cookies and similar technologies.
  • Communication records: records of calls, emails, text messages, form submissions, TCPA consent records (including timestamp), and other communications between you and us or participating lenders.

How We Use Your Information

We use the information we collect to:

  • operate, maintain, and improve this website and our lead-generation service;
  • match your inquiry with one or more participating lenders who may be able to provide financing;
  • respond to your inquiry and communicate with you regarding your financing request by phone, email, or text message;
  • maintain records of consents, disclosures, and communications;
  • comply with applicable legal obligations, respond to lawful requests, prevent fraud, and enforce our Terms of Service;
  • analyze site usage and marketing performance.

How We Share Your Information (GLBA Disclosure)

We may share the information described above with the following categories of recipients:

  • Participating lenders. When you submit a financing inquiry, your information will be shared with one or more participating hard money lenders who may contact you to discuss your request. Participating lenders are independent third parties that handle your information under their own privacy practices once it is provided to them.
  • Service providers. We share information with vendors that perform services on our behalf, such as hosting, email delivery, analytics, lead management, and customer support, under contracts that limit use of the information to our instructions.
  • Legal and safety. We may disclose information when we believe in good faith that disclosure is necessary to comply with law, respond to subpoenas or legal process, enforce our agreements, or protect the rights, property, or safety of users or others.
  • Business transfers. If we are involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction, subject to the terms of this notice.

We do not sell your nonpublic personal information. A current list of participating lenders is available upon request.

Your Right to Limit Sharing

By submitting an inquiry through this site, you authorize us to share the information you provide with one or more participating lenders so they may contact you about financing. This sharing is a core part of the service you are requesting — if you do not want your information shared with participating lenders, do not submit an inquiry through this site.

You may opt out of further contact or future sharing at any time by:

  • replying STOP to any SMS or text message from us or a participating lender;
  • clicking the unsubscribe link in any marketing email, or emailing [email protected] with the subject line "Opt Out";
  • calling (619) 848-1256 and requesting to be removed from our contact list.

Data Security

In accordance with the GLBA Safeguards Rule, we maintain an information security program with administrative, technical, and physical safeguards designed to protect the security, confidentiality, and integrity of nonpublic personal information. These safeguards include access controls, encryption of data in transit, employee and vendor oversight, and periodic review of our practices. No method of transmission or storage is 100% secure, but we work to protect information in a manner appropriate to its sensitivity.

Your Choices

Subject to applicable law, you may:

  • Access the information we hold about you by emailing [email protected];
  • Correct inaccurate information by contacting us;
  • Delete information we maintain, subject to our record-keeping and legal obligations;
  • Opt out of SMS by replying STOP to any text message;
  • Opt out of phone calls by asking to be placed on our internal do-not-call list;
  • Opt out of email by using the unsubscribe link in any marketing email or emailing us.

Children's Privacy

This site is not directed to children under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided information through this site, please contact us and we will take appropriate steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and update the effective date. Material changes will be communicated as required by applicable law. Your continued use of the site after changes are posted constitutes acceptance of the updated policy.

Contact

For questions about this Privacy Policy or to exercise any of the rights described above, contact us at:
Lead Skills, LLC
600 W Broadway, San Diego, CA 92101
Phone: (619) 848-1256
Email: [email protected]

A current list of participating lenders is available upon request.